Empréstimo com garantia de celular - Perfil Gravatar

Privacy Policy APP

Last Updated: August 1, 2026

1. Introduction

Welcome to Empréstimo Garantia de Celular.

This Privacy Policy explains how Mister Money, registered under CNPJ 01.150.875/0001-32, collects, uses, stores, shares, and protects your personal information when you access or use the Empréstimo Garantia de Celular mobile application (“Application”).

The Application was developed to facilitate access to financial products that use a mobile phone as collateral, allowing users to submit requests, receive simulations, monitor proposals, and communicate with partner financial institutions.

Please read this Privacy Policy carefully before using the Application.

By installing or using the Application, you acknowledge that you have read and agreed to this Privacy Policy.

2. Developer Information

Application Name

Empréstimo Garantia de Celular

Developer

Mister Money

CNPJ

01.150.875/0001-32

Website

https://emprestimocelulargarantia.com.br

Privacy Policy

https://emprestimocelulargarantia.com.br/politica-de-privacidade/

Email

[email protected]

Business Address

Avenida Dom José Tupinambá da Frota, 1654

Centro

Sobral – Ceará

Brazil

ZIP Code: 62010-295

3. About the Application

Empréstimo Garantia de Celular is a digital platform designed to connect users with partner financial institutions offering secured loan products using eligible mobile devices as collateral.

The Application allows users to:

  • request loan simulations;
  • submit registration information;
  • track proposal status;
  • communicate with customer support;
  • receive information regarding available financial products.

The Application is intended exclusively for individuals who are at least 18 years old.

4. Information We Collect

Depending on the services requested, users may voluntarily provide personal information including:

  • Full name;
  • CPF;
  • Date of birth;
  • Mobile phone number;
  • Email address;
  • Residential address;
  • Employment information;
  • Income information;
  • Mobile phone information necessary for collateral evaluation;
  • Other information required during the credit request process.

Users are responsible for ensuring that the information provided is accurate and up to date.

5. Information Collected Automatically

When the Application is used, certain technical information may be collected automatically to improve performance and security.

Such information may include:

  • Device model;
  • Android version;
  • Application version;
  • Device language;
  • IP address;
  • Date and time of access;
  • Crash reports;
  • Diagnostic information;
  • Performance logs.

This information is used exclusively for operational, analytical, and security purposes.

6. Purpose of Data Processing

Personal information may be processed for purposes including:

  • providing financial product simulations;
  • evaluating eligibility for partner financial products;
  • facilitating communication between users and financial institutions;
  • identifying users;
  • preventing fraud;
  • improving the Application;
  • providing customer support;
  • complying with legal obligations;
  • maintaining service security;
  • improving platform performance.

7. Legal Basis

Personal information is processed in accordance with the Brazilian General Data Protection Law (LGPD).

Processing may occur based on:

  • user consent;
  • execution of a contract;
  • compliance with legal obligations;
  • legitimate interest;
  • fraud prevention;
  • protection of credit.

8. Information Sharing

Personal information may be shared only when necessary to provide the requested services.

Information may be shared with:

  • partner financial institutions;
  • cloud service providers;
  • technology providers;
  • fraud prevention services;
  • payment providers, where applicable;
  • customer support providers;
  • public authorities when legally required.

The Application does not sell users’ personal information.

9. Third-Party Services

The Application may use trusted third-party services, including:

  • Google Play Services;
  • Firebase Analytics;
  • Firebase Crashlytics;
  • Firebase Cloud Messaging;
  • Cloud infrastructure providers;
  • Customer support tools.

Each third-party provider operates under its own Privacy Policy.

10. Android Permissions

The Application requests only the permissions necessary for its operation.

Any permission requested is used exclusively to provide the features available in the Application and in accordance with applicable privacy laws.

Users will be informed whenever Android requires permission approval.

11. Data Security

The protection of your personal information is one of our priorities.

Mister Money adopts administrative, technical, and organizational measures designed to safeguard personal data against unauthorized access, disclosure, alteration, destruction, misuse, accidental loss, or unlawful processing.

Security measures may include:

  • Secure HTTPS encrypted communication;
  • Access control mechanisms;
  • Authentication procedures;
  • Protected cloud infrastructure;
  • Security monitoring;
  • Backup procedures;
  • Continuous software updates;
  • Internal security policies.

Although we use commercially reasonable measures to protect your information, no system connected to the Internet can guarantee absolute security.

12. Data Retention

Personal information is retained only for the period necessary to fulfill the purposes described in this Privacy Policy or as required by applicable law.

Information may be retained to:

  • provide requested services;
  • comply with legal obligations;
  • prevent fraud;
  • resolve disputes;
  • enforce contractual obligations;
  • comply with regulatory requirements.

When retention is no longer necessary, personal information will be securely deleted or anonymized whenever legally permitted.

13. Cookies and Similar Technologies

The Application and its related services may use cookies or similar technologies to improve user experience and platform performance.

These technologies may be used to:

  • maintain active sessions;
  • remember user preferences;
  • improve application performance;
  • analyze service usage;
  • strengthen platform security.

Users may configure their browser or device settings to refuse cookies; however, certain features may become unavailable.

14. User Rights

In accordance with the Brazilian General Data Protection Law (LGPD), users may exercise the following rights:

  • confirmation that personal information is being processed;
  • access to personal data;
  • correction of inaccurate or incomplete information;
  • deletion of personal information where legally applicable;
  • anonymization of data;
  • portability of personal information;
  • information regarding data sharing;
  • withdrawal of consent whenever processing is based on consent.

Requests may be submitted using the contact information provided at the end of this Privacy Policy.

15. Children’s Privacy

The Application is intended exclusively for users who are at least 18 years of age.

We do not knowingly collect personal information from children or minors.

If we become aware that personal information belonging to a child has been collected, reasonable steps will be taken to remove such information as soon as practicable.

Parents or legal guardians who believe that a child has submitted personal information may contact us through our official support channels.

16. Child Safety Standards (CSAE)

Mister Money maintains a zero-tolerance policy regarding child sexual abuse and exploitation.

The Application strictly prohibits any activity involving:

  • child sexual abuse material;
  • child exploitation;
  • grooming;
  • trafficking;
  • any unlawful activity involving minors.

Any identified violation may result in immediate removal of content, suspension of accounts, and cooperation with competent authorities whenever legally required.

17. Reporting Illegal Content

Users may report illegal content or activities that violate this Privacy Policy or applicable laws.

Reports may be submitted through:

Email

[email protected]

All reports are reviewed as quickly as reasonably possible.

18. Third-Party Links

The Application may contain links directing users to third-party websites or services.

These external services operate independently from Mister Money.

We recommend reviewing the privacy policies of any third-party websites before providing personal information.

Mister Money is not responsible for the privacy practices adopted by third-party services.

19. International Data Transfers

Some technology providers used to operate the Application may process personal information outside Brazil.

Whenever international transfers occur, appropriate safeguards are adopted in accordance with applicable privacy and data protection laws.

20. Data Accuracy

Users are responsible for ensuring that all information submitted through the Application is true, accurate, complete, and up to date.

Providing false or misleading information may affect the processing of financial requests and may result in suspension of access to the Application.

21. Disclaimer

Empréstimo Garantia de Celular is a technology platform developed by Mister Money to facilitate access to financial products offered by authorized partner financial institutions.

The Application is not a bank, financial institution, lender, or credit provider.

The Application does not make lending decisions and does not guarantee approval of any loan request.

All decisions regarding:

  • credit approval;
  • loan amount;
  • collateral evaluation;
  • interest rates;
  • repayment periods;
  • fees;
  • contractual conditions;

are made exclusively by the partner financial institution according to its own credit policies and applicable regulations.

Any financial examples displayed within the Application are illustrative only and may vary according to the user’s profile and the institution responsible for the transaction.

22. Availability of the Service

We continuously strive to maintain the availability and proper functioning of the Application.

However, temporary interruptions may occur due to:

  • scheduled maintenance;
  • software updates;
  • internet outages;
  • infrastructure failures;
  • cybersecurity incidents;
  • force majeure events;
  • failures caused by third-party providers.

Mister Money does not guarantee uninterrupted or error-free operation of the Application.

23. Changes to this Privacy Policy

This Privacy Policy may be updated periodically to reflect:

  • legal or regulatory changes;
  • improvements to our services;
  • security updates;
  • operational changes;
  • modifications to third-party services.

The most recent version will always be available at:

https://emprestimocelulargarantia.com.br/politica-de-privacidade/

Continued use of the Application after the publication of changes constitutes acceptance of the updated Privacy Policy.

24. Contact Information

If you have any questions regarding this Privacy Policy or the processing of your personal information, please contact us using the information below.

Developer

Mister Money

Application

Empréstimo Garantia de Celular

Website

https://emprestimocelulargarantia.com.br

Privacy Policy

https://emprestimocelulargarantia.com.br/politica-de-privacidade/

Email

[email protected]

Business Address

Avenida Dom José Tupinambá da Frota, 1654

Centro

Sobral – Ceará

Brazil

ZIP Code: 62010-295

CNPJ

01.150.875/0001-32

25. Governing Law

This Privacy Policy shall be governed by the laws of the Federative Republic of Brazil, including the Lei Geral de Proteção de Dados (LGPD – Law No. 13.709/2018).

Any disputes arising from the interpretation or application of this Privacy Policy shall be resolved in accordance with Brazilian law.

If any provision of this Privacy Policy is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

26. Acceptance of this Privacy Policy

By downloading, installing, accessing, or using the Empréstimo Garantia de Celular Application, you acknowledge that:

  • you have read this Privacy Policy;
  • you understand how your personal information may be processed;
  • you agree with the terms described herein.

If you do not agree with any provision of this Privacy Policy, you should discontinue use of the Application.

27. Your Privacy Matters

Mister Money is committed to respecting the privacy and security of every user.

We continuously review our privacy practices to ensure compliance with applicable legislation, industry best practices, and the Google Play Developer Program Policies.

Our goal is to provide a secure, transparent, and reliable experience while helping users access financial products through our partner institutions.

Effective Date: August 1, 2026

Copyright © 2026 Mister Money. All rights reserved.

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